{"id":4129,"date":"2026-05-22T09:56:37","date_gmt":"2026-05-22T06:56:37","guid":{"rendered":"https:\/\/mskani.sa\/real-estate-financing-saudi-arabia\/"},"modified":"2026-05-22T09:58:27","modified_gmt":"2026-05-22T06:58:27","slug":"real-estate-financing-saudi-arabia","status":"publish","type":"post","link":"https:\/\/mskani.sa\/ar\/real-estate-financing-saudi-arabia\/","title":{"rendered":"\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629: \u062f\u0644\u064a\u0644 2026"},"content":{"rendered":"<p>\u062a\u0641\u0643\u0651\u0631 \u0641\u064a <strong>\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/strong>\u061f \u0646\u0636\u062c \u0647\u0630\u0627 \u0627\u0644\u0633\u0648\u0642 \u0628\u0633\u0631\u0639\u0629\u060c \u0648\u0647\u0648 \u0644\u0645\u0639\u0638\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0623\u064a\u0633\u0631 \u0645\u0645\u0651\u0627 \u064a\u062a\u0648\u0642\u0651\u0639\u0648\u0646. \u0641\u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u064a\u0633\u062a\u0637\u064a\u0639 \u062a\u0645\u0648\u064a\u0644 \u0634\u0631\u064a\u062d\u0629 \u0643\u0628\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0633\u0639\u0631\u060c \u0648\u0627\u0644\u0645\u062f\u062f \u062a\u0645\u062a\u062f\u0651 \u0625\u0644\u0649 \u0639\u0642\u0648\u062f\u060c \u0648\u0627\u0644\u0646\u0638\u0627\u0645 \u0643\u0644\u0647 \u064a\u0642\u0648\u0645 \u0639\u0644\u0649 \u0635\u064a\u063a \u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0644\u0627 \u0639\u0644\u0649 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629. \u0648\u0633\u0648\u0627\u0621 \u0643\u0646\u062a \u0645\u0648\u0627\u0637\u0646\u064b\u0627 \u0623\u0648 \u0645\u0642\u064a\u0645\u064b\u0627 \u0623\u0648 \u0645\u0634\u062a\u0631\u064a\u064b\u0627 \u0623\u062c\u0646\u0628\u064a\u064b\u0627 \u064a\u062f\u0631\u0633 \u0642\u0648\u0627\u0639\u062f 2026 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0641\u0627\u0644\u0637\u0631\u064a\u0642 \u0625\u0644\u0649 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0646\u0632\u0644 \u0623\u0648\u0636\u062d \u0645\u0646 \u0623\u064a \u0648\u0642\u062a \u0645\u0636\u0649. \u062f\u0639\u0646\u064a \u0622\u062e\u0630\u0643 \u0641\u064a \u062c\u0648\u0644\u0629 \u0639\u0644\u0649 \u0643\u064a\u0641\u064a\u0629 \u0639\u0645\u0644\u0647\u060c \u0648\u0643\u0645 \u062a\u0633\u062a\u0637\u064a\u0639 \u0623\u0646 \u062a\u0642\u062a\u0631\u0636\u060c \u0648\u0643\u0645 \u064a\u0643\u0644\u0651\u0641 \u0641\u0639\u0644\u064b\u0627.<\/p>\n<p style=\"background:#f4f7f9;border-left:4px solid #00AEEF;padding:14px 18px;margin:18px 0;display:flex;gap:10px;align-items:flex-start;\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00AEEF\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" style=\"flex:0 0 auto;margin-top:3px;\"><line x1=\"6\" y1=\"20\" x2=\"6\" y2=\"13\"><\/line><line x1=\"12\" y1=\"20\" x2=\"12\" y2=\"4\"><\/line><line x1=\"18\" y1=\"20\" x2=\"18\" y2=\"9\"><\/line><\/svg><span><strong>\u0645\u0639\u0644\u0648\u0645\u0629 \u0645\u0641\u064a\u062f\u0629:<\/strong> \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u062a\u0645\u0648\u064a\u0644 \u0645\u0627 \u064a\u0635\u0644 \u0625\u0644\u0649 <strong>90% \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0646\u0632\u0644<\/strong>\u060c \u0628\u0645\u062f\u062f \u0633\u062f\u0627\u062f \u062a\u0645\u062a\u062f\u0651 \u0625\u0644\u0649 <strong>25 \u0625\u0644\u0649 30 \u0633\u0646\u0629<\/strong>.<\/span><\/p>\n<h2>\u0643\u064a\u0641 \u064a\u0639\u0645\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/h2>\n<p>\u0644\u0623\u0636\u0639 \u0627\u0644\u0623\u0633\u0627\u0633 \u0623\u0648\u0644\u064b\u0627. \u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0647\u0646\u0627 \u064a\u0646\u0638\u0651\u0645\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u060c \u0627\u0644\u0645\u0639\u0631\u0648\u0641 \u0628\u0640&#8221;\u0633\u0627\u0645\u0627&#8221;\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u0628\u0642\u064a \u0627\u0644\u0633\u0648\u0642 \u0645\u0633\u062a\u0642\u0631\u064b\u0627 \u0648\u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u0645\u0646\u0636\u0628\u0637\u064b\u0627. \u0648\u0645\u0639\u0638\u0645 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629\u060c \u0641\u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0641\u0631\u0636 \u0641\u0627\u0626\u062f\u0629\u060c \u062a\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0635\u064a\u063a\u064b\u0627 \u0645\u062b\u0644 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629\u060c \u062d\u064a\u062b \u064a\u0634\u062a\u0631\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0639\u0642\u0627\u0631 \u0648\u064a\u0639\u064a\u062f \u0628\u064a\u0639\u0647 \u0644\u0643 \u0628\u062b\u0645\u0646 \u0645\u0636\u0627\u0641\u060c \u0623\u0648 \u0627\u0644\u0625\u062c\u0627\u0631\u0629\u060c \u0648\u0647\u064a \u062a\u0631\u062a\u064a\u0628 \u062a\u0623\u062c\u064a\u0631 \u0645\u0646\u062a\u0647\u064d \u0628\u0627\u0644\u062a\u0645\u0644\u0651\u0643. \u0648\u062a\u0642\u062f\u0651\u0645\u0647 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0631\u062e\u0651\u0635\u0629 \u0645\u0639\u064b\u0627. \u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u0622\u0644\u064a\u0629 \u0639\u0646 \u0627\u0644\u0631\u0647\u0646 \u0627\u0644\u063a\u0631\u0628\u064a\u060c \u0644\u0643\u0646 \u0627\u0644\u0646\u062a\u064a\u062c\u0629 \u0645\u0623\u0644\u0648\u0641\u0629. \u062a\u062f\u0641\u0639 \u0645\u0628\u0644\u063a\u064b\u0627 \u0645\u062d\u062f\u0651\u062f\u064b\u0627 \u0643\u0644 \u0634\u0647\u0631 \u062d\u062a\u0649 \u062a\u0645\u0644\u0643 \u0627\u0644\u0645\u0646\u0632\u0644 \u0628\u0627\u0644\u0643\u0627\u0645\u0644. \u0648\u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u062f\u0648\u0631 \u0627\u0644\u0645\u0646\u0638\u0651\u0645 \u0641\u064a \u0645\u0648\u0642\u0639 <a href=\"https:\/\/www.sama.gov.sa\/\" rel=\"nofollow noopener\" target=\"_blank\">\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a<\/a>.<\/p>\n<h2>\u0643\u0645 \u062a\u0633\u062a\u0637\u064a\u0639 \u0623\u0646 \u062a\u0642\u062a\u0631\u0636<\/h2>\n<p>\u0647\u0630\u0627 \u0623\u0648\u0644 \u0633\u0624\u0627\u0644 \u064a\u0637\u0631\u062d\u0647 \u0627\u0644\u062c\u0645\u064a\u0639\u060c \u0648\u0625\u0644\u064a\u0643 \u0627\u0644\u0639\u0648\u0627\u0645\u0644. \u0627\u0644\u0623\u0647\u0645 \u0647\u0648 \u062f\u0641\u0639\u062a\u0643 \u0627\u0644\u0623\u0648\u0644\u0649. \u0641\u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u0642\u062f \u064a\u062f\u0641\u0639 10% \u0641\u0642\u0637\u060c \u0648\u064a\u0645\u0648\u0651\u0644 \u0645\u0627 \u064a\u0635\u0644 \u0625\u0644\u0649 90% \u0645\u0646 \u0627\u0644\u0642\u064a\u0645\u0629\u060c \u0628\u064a\u0646\u0645\u0627 \u064a\u062d\u062a\u0627\u062c \u063a\u064a\u0631\u0647 \u0639\u0627\u062f\u0629\u064b \u0625\u0644\u0649 15% \u062d\u062a\u0649 30% \u0645\u0642\u062f\u0645\u064b\u0627. \u0648\u0627\u0644\u0645\u062f\u062f \u0637\u0648\u064a\u0644\u0629\u060c \u062a\u0635\u0644 \u0625\u0644\u0649 25 \u0623\u0648 30 \u0633\u0646\u0629\u060c \u0645\u0627 \u064a\u0628\u0642\u064a \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0634\u0647\u0631\u064a \u0641\u064a \u0627\u0644\u0645\u062a\u0646\u0627\u0648\u0644. \u0648\u064a\u0636\u0639 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0633\u0642\u0641\u064b\u0627 \u0644\u0646\u0633\u0628\u0629 \u062f\u062e\u0644\u0643 \u0627\u0644\u062a\u064a \u062a\u0630\u0647\u0628 \u0644\u0644\u062f\u064a\u0646\u060c \u0641\u0631\u0627\u062a\u0628\u0643 \u0644\u0627 \u0627\u0644\u0633\u0639\u0631 \u0648\u062d\u062f\u0647 \u0647\u0648 \u0645\u0646 \u064a\u0636\u0639 \u062d\u062f\u064b\u0627 \u0635\u0627\u0631\u0645\u064b\u0627 \u0644\u0644\u062a\u0645\u0648\u064a\u0644. \u0648\u0647\u0630\u0647 \u0635\u0648\u0631\u062a\u0647.<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th>\u0627\u0644\u0639\u0627\u0645\u0644<\/th>\n<th>\u0627\u0644\u0646\u0637\u0627\u0642 \u0627\u0644\u0645\u0639\u062a\u0627\u062f<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 (\u0645\u0634\u062a\u0631\u064d \u0644\u0623\u0648\u0644 \u0645\u0631\u0629)<\/td>\n<td>\u0645\u0646 <strong>10%<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 (\u063a\u064a\u0631\u0647\u0645)<\/td>\n<td>15% \u0625\u0644\u0649 30%<\/td>\n<\/tr>\n<tr>\n<td>\u0645\u062f\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644<\/td>\n<td>\u062d\u062a\u0649 25 \u0625\u0644\u0649 30 \u0633\u0646\u0629<\/td>\n<\/tr>\n<tr>\n<td>\u0639\u0628\u0621 \u0627\u0644\u062f\u064a\u0646<\/td>\n<td>\u0645\u0633\u0642\u0648\u0641 \u0643\u0646\u0633\u0628\u0629 \u0645\u0646 \u0627\u0644\u062f\u062e\u0644<\/td>\n<\/tr>\n<tr>\n<td>\u0646\u0648\u0639 \u0627\u0644\u062a\u0645\u0648\u064a\u0644<\/td>\n<td>\u0645\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 (\u0645\u0631\u0627\u0628\u062d\u0629\u060c \u0625\u062c\u0627\u0631\u0629)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h2>\u062b\u0627\u0628\u062a \u0623\u0645 \u0645\u062a\u063a\u064a\u0651\u0631: \u0627\u062e\u062a\u064a\u0627\u0631 \u0645\u0639\u062f\u0651\u0644\u0643<\/h2>\n<p>\u0645\u062a\u0649 \u062a\u0623\u0647\u0651\u0644\u062a\u060c \u062a\u062e\u062a\u0627\u0631 \u0643\u064a\u0641 \u064a\u062a\u0635\u0631\u0651\u0641 \u0645\u0639\u062f\u0651\u0644 \u0631\u0628\u062d\u0643. \u0627\u0644\u0645\u0639\u062f\u0651\u0644 \u0627\u0644\u062b\u0627\u0628\u062a \u064a\u062b\u0628\u0651\u062a \u0642\u0633\u0637\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u0637\u0648\u0627\u0644 \u0627\u0644\u0645\u062f\u0629\u060c \u0645\u0627 \u064a\u0633\u0647\u0651\u0644 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0648\u064a\u062d\u0645\u064a\u0643 \u0625\u0646 \u0635\u0639\u062f\u062a \u0627\u0644\u0645\u0639\u062f\u0651\u0644\u0627\u062a. \u0648\u0627\u0644\u0645\u062a\u063a\u064a\u0651\u0631 \u064a\u062a\u062d\u0631\u0651\u0643 \u0645\u0639 \u0627\u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u0645\u0631\u062c\u0639\u064a &#8220;\u0633\u0627\u064a\u0628\u0648\u0631&#8221;\u060c \u0641\u0642\u062f \u064a\u0646\u062e\u0641\u0636 \u062d\u064a\u0646 \u062a\u062e\u0641\u0651 \u0627\u0644\u0645\u0639\u062f\u0651\u0644\u0627\u062a\u060c \u0648\u0642\u062f \u064a\u0631\u062a\u0641\u0639 \u062d\u064a\u0646 \u0644\u0627 \u062a\u062e\u0641\u0651. \u0648\u0628\u0639\u062f \u0641\u062a\u0631\u0629 \u0645\u0646 \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0645\u0639\u062f\u0651\u0644\u0627\u062a\u060c \u0645\u0627\u0644 \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0625\u0644\u0649 \u0627\u0644\u062b\u0627\u0628\u062a \u0637\u0644\u0628\u064b\u0627 \u0644\u0631\u0627\u062d\u0629 \u0627\u0644\u0628\u0627\u0644. \u0644\u0627 \u062c\u0648\u0627\u0628 \u0635\u062d\u064a\u062d \u0644\u0644\u062c\u0645\u064a\u0639 \u0647\u0646\u0627\u060c \u0628\u0644 \u0627\u0644\u062c\u0648\u0627\u0628 \u0627\u0644\u0630\u064a \u064a\u0646\u0627\u0633\u0628 \u0642\u062f\u0631 \u0627\u0644\u064a\u0642\u064a\u0646 \u0627\u0644\u0630\u064a \u062a\u0631\u064a\u062f\u0647 \u0641\u064a \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0627\u0644\u0634\u0647\u0631\u064a\u0629.<\/p>\n<h2>\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0643\u0645\u0648\u0627\u0637\u0646 \u0623\u0648 \u0645\u0642\u064a\u0645 \u0623\u0648 \u0645\u0634\u062a\u0631\u064d \u0623\u062c\u0646\u0628\u064a<\/h2>\n<p>\u0648\u0636\u0639\u0643 \u064a\u0634\u0643\u0651\u0644 \u062e\u064a\u0627\u0631\u0627\u062a\u0643 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0623\u064a \u0634\u064a\u0621 \u0622\u062e\u0631\u060c \u0641\u062f\u0639\u0646\u064a \u0623\u0642\u0633\u0651\u0645\u0647 \u062b\u0644\u0627\u062b\u0629 \u0623\u0642\u0633\u0627\u0645. \u0627\u0644\u0645\u0648\u0627\u0637\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a \u064a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0623\u0643\u0628\u0631 \u062f\u0639\u0645\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062a\u0645\u0648\u064a\u0644 \u0645\u062f\u0639\u0648\u0645 \u0648\u0645\u0633\u0627\u0639\u062f\u0629 \u0641\u064a \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0639\u0628\u0631 \u0628\u0631\u0627\u0645\u062c \u062d\u0643\u0648\u0645\u064a\u0629 \u0645\u062b\u0644 &#8220;\u0633\u0643\u0646\u064a&#8221;. \u0648\u0627\u0644\u0645\u0642\u064a\u0645 \u0628\u0625\u0642\u0627\u0645\u0629 \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0645\u0646 \u0628\u0646\u0648\u0643 \u0643\u062b\u064a\u0631\u0629 \u0623\u064a\u0636\u064b\u0627\u060c \u0639\u0627\u062f\u0629\u064b \u0628\u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649 \u0623\u0643\u0628\u0631\u060c \u0648\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0631\u0627\u062a\u0628 \u0625\u0644\u0649 \u0627\u0644\u0645\u064f\u0642\u0631\u0636\u060c \u0648\u0634\u0631\u0648\u0637 \u0623\u0643\u062b\u0631 \u062a\u0634\u062f\u0651\u062f\u064b\u0627 \u0628\u0639\u0636 \u0627\u0644\u0634\u064a\u0621. \u0623\u0645\u0627 \u063a\u064a\u0631 \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628 \u0641\u0647\u0645 \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0623\u062d\u062f\u062b. \u0641\u0642\u062f \u0641\u062a\u062d \u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0645\u0644\u0651\u0643 \u0644\u0639\u0627\u0645 2026 \u0628\u0627\u0628 \u0627\u0644\u0634\u0631\u0627\u0621\u060c \u0648\u0644\u0627 \u062a\u0632\u0627\u0644 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0644\u0647\u0645 \u062a\u062a\u0634\u0643\u0651\u0644\u060c \u0641\u062a\u0648\u0642\u0651\u0639 \u062f\u0641\u0639\u0629 \u0623\u0643\u0628\u0631 \u0648\u0623\u0648\u0631\u0627\u0642\u064b\u0627 \u0623\u0643\u062b\u0631 \u0628\u064a\u0646\u0645\u0627 \u064a\u062a\u0643\u064a\u0651\u0641 \u0627\u0644\u0633\u0648\u0642 \u0645\u0639 \u0627\u0644\u062a\u063a\u064a\u064a\u0631.<\/p>\n<h2>\u0643\u064a\u0641 \u062a\u062d\u0635\u0644 \u0639\u0644\u0649 \u062a\u0645\u0648\u064a\u0644 \u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u062e\u0637\u0648\u0629 \u0628\u062e\u0637\u0648\u0629<\/h2>\n<p>\u0645\u0633\u062a\u0639\u062f\u0651 \u0644\u0644\u062a\u062d\u0631\u0651\u0643\u061f \u062a\u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0628\u062a\u0631\u062a\u064a\u0628 \u0648\u0627\u0636\u062d\u060c \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0628\u062f\u0626\u064a\u0629 \u0645\u0628\u0643\u0631\u064b\u0627 \u0623\u0641\u0636\u0644 \u062e\u0637\u0648\u0629 \u0645\u0646\u0641\u0631\u062f\u0629 \u062a\u0641\u0639\u0644\u0647\u0627. \u0641\u0647\u064a \u062a\u062e\u0628\u0631\u0643 \u0628\u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629 \u0648\u062a\u062c\u0639\u0644\u0643 \u0645\u0634\u062a\u0631\u064a\u064b\u0627 \u062c\u0627\u062f\u064b\u0627 \u0641\u064a \u0639\u064a\u0646 \u0627\u0644\u0628\u0627\u0626\u0639. \u0627\u062a\u0628\u0639 \u0647\u0630\u0647 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0644\u062a\u062a\u062c\u0646\u0651\u0628 \u0639\u062b\u0631\u0627\u062a \u0627\u0644\u0645\u0628\u062a\u062f\u0626\u064a\u0646.<\/p>\n<ol>\n<li><strong>\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0628\u062f\u0626\u064a\u0629.<\/strong> \u064a\u0624\u0643\u0651\u062f \u0627\u0644\u0645\u064f\u0642\u0631\u0636 \u0643\u0645 \u062a\u0633\u062a\u0637\u064a\u0639 \u0627\u0642\u062a\u0631\u0627\u0636\u0647 \u0642\u0628\u0644 \u0623\u0646 \u062a\u0628\u062d\u062b \u0644\u0627 \u0628\u0639\u062f\u0647.<\/li>\n<li><strong>\u062d\u062f\u0651\u062f \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629.<\/strong> \u0627\u062d\u0633\u0628 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0623\u0648\u0644\u064b\u0627 \u0639\u0628\u0631 <a href=\"https:\/\/mskani.sa\/ar\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a\/\">\u062d\u0627\u0633\u0628\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a<\/a>.<\/li>\n<li><strong>\u0627\u062e\u062a\u0631 \u0639\u0642\u0627\u0631\u0643.<\/strong> \u062b\u0645 \u064a\u0637\u0644\u0628 \u0627\u0644\u0645\u064f\u0642\u0631\u0636 \u062a\u0642\u064a\u064a\u0645\u064b\u0627. \u062a\u0635\u0641\u0651\u062d <a href=\"https:\/\/mskani.sa\/ar\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a\/\">\u0627\u0644\u0639\u0631\u0648\u0636<\/a> \u0644\u062a\u062e\u062a\u0635\u0631 \u0627\u0644\u0642\u0627\u0626\u0645\u0629.<\/li>\n<li><strong>\u0631\u0627\u062c\u0639 \u0639\u0631\u0636 \u0627\u0644\u062a\u0645\u0648\u064a\u0644.<\/strong> \u062a\u062d\u0642\u0651\u0642 \u0645\u0646 \u0627\u0644\u0645\u0639\u062f\u0651\u0644 \u0648\u0627\u0644\u0645\u062f\u0629 \u0648\u0643\u0644 \u0631\u0633\u0645 \u0628\u0646\u062f\u064b\u0627 \u0628\u0646\u062f\u064b\u0627.<\/li>\n<li><strong>\u0648\u0642\u0651\u0639 \u0648\u0633\u062c\u0651\u0644.<\/strong> \u0633\u062f\u0651\u062f \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u062a\u0635\u0631\u0641\u0627\u062a\u060c \u0648\u0623\u0643\u0645\u0644 \u0646\u0642\u0644 \u0627\u0644\u0645\u0644\u0643\u064a\u0629\u060c \u0648\u0633\u062c\u0651\u0644 \u0627\u0644\u0631\u0647\u0646.<\/li>\n<\/ol>\n<h2>\u0643\u0645 \u064a\u0643\u0644\u0651\u0641<\/h2>\n<p>\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0645\u0639\u062f\u0651\u0644 \u0627\u0644\u0631\u0628\u062d\u060c \u062a\u0623\u062a\u064a \u0628\u0636\u0639 \u062a\u0643\u0627\u0644\u064a\u0641 \u0645\u0639 \u0623\u064a \u062a\u0645\u0648\u064a\u0644 \u0645\u0646\u0632\u0644\u060c \u0648\u062a\u0633\u062a\u062d\u0642 \u0623\u0646 \u062a\u062d\u0633\u0628\u0647\u0627 \u0645\u0628\u0643\u0631\u064b\u0627. \u0644\u0627 \u0634\u064a\u0621 \u0645\u0646\u0647\u0627 \u0643\u0628\u064a\u0631 \u0648\u062d\u062f\u0647\u060c \u0644\u0643\u0646\u0647\u0627 \u0645\u062c\u062a\u0645\u0639\u0629 \u062a\u0631\u0641\u0639 \u0625\u062c\u0645\u0627\u0644\u064a\u0643 \u0627\u0644\u0645\u0642\u062f\u0651\u0645. \u0648\u062a\u0630\u0643\u0651\u0631 \u0623\u064a\u0636\u064b\u0627 \u0623\u0646 \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u062a\u0635\u0631\u0641\u0627\u062a 5% \u062a\u0642\u0639 \u0641\u0648\u0642 \u0643\u0644 \u0630\u0644\u0643\u060c \u0645\u0646\u0641\u0635\u0644\u0629 \u0639\u0646 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0646\u0641\u0633\u0647\u060c \u0641\u0627\u0628\u0642\u0650 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u062a\u064a\u0646 \u0645\u0646\u0641\u0635\u0644\u062a\u064a\u0646 \u0641\u064a \u0630\u0647\u0646\u0643 \u0648\u0623\u0646\u062a \u062a\u062e\u0637\u0651\u0637.<\/p>\n<ul>\n<li><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u0631\u062a\u064a\u0628.<\/strong> \u0631\u0633\u0645 \u0645\u0639\u0627\u0644\u062c\u0629 \u064a\u062d\u062f\u0651\u062f\u0647 \u0627\u0644\u0645\u064f\u0642\u0631\u0636.<\/li>\n<li><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u0642\u064a\u064a\u0645.<\/strong> \u0644\u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062a\u0642\u0644 \u0644\u0644\u0639\u0642\u0627\u0631.<\/li>\n<li><strong>\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0631\u0647\u0646.<\/strong> \u0644\u062a\u0633\u062c\u064a\u0644 \u062d\u0642 \u0627\u0644\u0645\u064f\u0642\u0631\u0636 \u0639\u0644\u0649 \u0627\u0644\u0635\u0643.<\/li>\n<li><strong>\u0645\u0639\u062f\u0651\u0644 \u0627\u0644\u0631\u0628\u062d.<\/strong> \u062a\u0643\u0644\u0641\u062a\u0643 \u0627\u0644\u0645\u0633\u062a\u0645\u0631\u0629 \u0627\u0644\u0623\u0628\u0631\u0632\u060c \u062b\u0627\u0628\u062a\u0629 \u0623\u0648 \u0645\u062a\u063a\u064a\u0651\u0631\u0629\u060c \u0637\u0648\u0627\u0644 \u0627\u0644\u0645\u062f\u0629.<\/li>\n<li><strong>\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0639\u0642\u0627\u0631 (\u0627\u0644\u062a\u0643\u0627\u0641\u0644).<\/strong> \u064a\u0634\u062a\u0631\u0637 \u0627\u0644\u0645\u064f\u0642\u0631\u0636 \u0639\u0627\u062f\u0629\u064b \u062a\u0623\u0645\u064a\u0646\u064b\u0627 \u0645\u062a\u0648\u0627\u0641\u0642\u064b\u0627 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0632\u0644\u060c \u0648\u063a\u0627\u0644\u0628\u064b\u0627 \u062a\u063a\u0637\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u062d\u064a\u0627\u0629 \u0623\u064a\u0636\u064b\u0627.<\/li>\n<\/ul>\n<h2>\u0645\u062b\u0627\u0644 \u0633\u0631\u064a\u0639 \u0639\u0644\u0649 \u0627\u0644\u0642\u062f\u0631\u0629 \u0627\u0644\u0634\u0631\u0627\u0626\u064a\u0629<\/h2>\n<p>\u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u062a\u0648\u0636\u0651\u062d \u0627\u0644\u0623\u0645\u0631\u060c \u0641\u062a\u062e\u064a\u0651\u0644 \u062d\u0627\u0644\u0629 \u0628\u0633\u064a\u0637\u0629. \u0644\u0646\u0642\u0644 \u0625\u0646\u0643 \u0645\u0634\u062a\u0631\u064d \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u062a\u0646\u0638\u0631 \u0625\u0644\u0649 \u0634\u0642\u0629 \u0628\u0645\u0644\u064a\u0648\u0646 \u0648\u0646\u0635\u0641 \u0631\u064a\u0627\u0644. \u0628\u062f\u0641\u0639\u0629 10%\u060c \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0642\u062f\u0651\u0645 150,000\u060c \u0648\u062a\u0645\u0648\u0651\u0644 \u0627\u0644\u0645\u062a\u0628\u0642\u064a \u0627\u0644\u0628\u0627\u0644\u063a 1.35 \u0645\u0644\u064a\u0648\u0646 \u0639\u0644\u0649 25 \u0633\u0646\u0629. \u0642\u0633\u0637\u0643 \u0627\u0644\u0634\u0647\u0631\u064a \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0645\u0639\u062f\u0651\u0644 \u0627\u0644\u0631\u0628\u062d\u060c \u0644\u0643\u0646 \u0627\u0644\u0628\u0646\u0643 \u0644\u0646 \u064a\u0648\u0627\u0641\u0642 \u0639\u0644\u064a\u0647 \u0625\u0644\u0627 \u0625\u0630\u0627 \u0648\u0642\u0639 \u0627\u0644\u0642\u0633\u0637 \u0628\u0623\u0631\u064a\u062d\u064a\u0629 \u0636\u0645\u0646 \u0646\u0633\u0628\u0629 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u062a\u064a \u064a\u0633\u0645\u062d \u0628\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a. \u0648\u0644\u0647\u0630\u0627 \u062a\u062d\u062f\u064a\u062f\u064b\u0627 \u062a\u0647\u0645\u0651 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u0645\u0628\u062f\u0626\u064a\u0629 \u0643\u062b\u064a\u0631\u064b\u0627. \u0641\u0647\u064a \u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u0639\u0642\u0627\u0631 \u0627\u0644\u062d\u0644\u0645 \u0625\u0644\u0649 \u0631\u0642\u0645 \u062d\u0642\u064a\u0642\u064a \u0645\u064a\u0633\u0648\u0631 \u0642\u0628\u0644 \u0623\u0646 \u062a\u062a\u0639\u0644\u0651\u0642 \u0628\u0627\u0644\u062e\u0637\u0623. \u0648\u0645\u062f\u0651\u062f \u0627\u0644\u0623\u062c\u0644 \u0623\u0648 \u0627\u0631\u0641\u0639 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u064a\u0646\u062e\u0641\u0636 \u0630\u0644\u0643 \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0634\u0647\u0631\u064a\u060c \u0648\u0647\u064a \u0627\u0644\u0631\u0627\u0641\u0639\u0629 \u0627\u0644\u062a\u064a \u064a\u0646\u0633\u0649 \u0645\u0639\u0638\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0646 \u0623\u0646\u0647\u0645 \u064a\u0645\u0644\u0643\u0648\u0646\u0647\u0627.<\/p>\n<p style=\"background:#f4f7f9;border-left:4px solid #00AEEF;padding:14px 18px;margin:18px 0;display:flex;gap:10px;align-items:flex-start;\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#00AEEF\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\" style=\"flex:0 0 auto;margin-top:3px;\"><circle cx=\"12\" cy=\"12\" r=\"10\"><\/circle><line x1=\"12\" y1=\"16\" x2=\"12\" y2=\"12\"><\/line><line x1=\"12\" y1=\"8\" x2=\"12.01\" y2=\"8\"><\/line><\/svg><span><strong>\u0627\u0641\u0639\u0644 \u0647\u0630\u0627 \u0623\u0648\u0644\u064b\u0627:<\/strong> \u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0628\u062f\u0626\u064a\u0629 \u0642\u0628\u0644 \u0623\u0646 \u062a\u0639\u0627\u064a\u0646 \u0645\u0646\u0632\u0644\u064b\u0627 \u0648\u0627\u062d\u062f\u064b\u0627. \u0641\u0647\u064a \u062a\u062b\u0628\u0651\u062a \u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629 \u0648\u062a\u0645\u0646\u0639\u0643 \u0645\u0646 \u0627\u0644\u062a\u0639\u0644\u0651\u0642 \u0628\u0639\u0642\u0627\u0631 \u0644\u0627 \u062a\u0633\u062a\u0637\u064a\u0639 \u062a\u0645\u0648\u064a\u0644\u0647.<\/span><\/p>\n<h2>\u0631\u0623\u064a\u064a \u0627\u0644\u0635\u0631\u064a\u062d<\/h2>\n<p>\u0625\u0630\u0646\u060c \u0647\u0644 \u062a\u0645\u0648\u064a\u0644 \u0645\u0646\u0632\u0644 \u0647\u0646\u0627 \u0623\u0645\u0631 \u0633\u0647\u0644\u061f \u0623\u0643\u062b\u0631 \u0645\u0645\u0651\u0627 \u064a\u0638\u0646\u0651 \u0645\u0639\u0638\u0645 \u0627\u0644\u0646\u0627\u0633. \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0648\u0627\u0636\u062d\u0629\u060c \u0648\u0627\u0644\u0634\u0631\u0648\u0637 \u0633\u062e\u064a\u0651\u0629 \u0628\u0627\u0644\u0645\u0642\u0627\u064a\u064a\u0633 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u060c \u0648\u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u0628\u062e\u0627\u0635\u0629 \u064a\u062d\u0635\u0644 \u0639\u0644\u0649 \u062f\u0641\u0639\u0629 \u062d\u0642\u064a\u0642\u064a\u0629. \u0648\u0627\u0644\u0645\u0641\u0627\u062a\u064a\u062d \u0628\u0633\u064a\u0637\u0629. \u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u0645\u0628\u062f\u0626\u064a\u0629\u060c \u0648\u0627\u062e\u062a\u0631 \u0627\u0644\u062b\u0627\u0628\u062a \u0623\u0648 \u0627\u0644\u0645\u062a\u063a\u064a\u0651\u0631 \u0628\u0639\u064a\u0646 \u0648\u0627\u0636\u062d\u0629\u060c \u0648\u0623\u0628\u0642\u0650 \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u062a\u0635\u0631\u0641\u0627\u062a 5% \u0641\u064a \u062c\u064a\u0628 \u0630\u0647\u0646\u064a \u0645\u0646\u0641\u0635\u0644 \u0639\u0646 \u062f\u0641\u0639\u062a\u0643 \u0627\u0644\u0623\u0648\u0644\u0649. \u0648\u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u0645\u0633\u062a\u0639\u062f\u064b\u0627\u060c \u0642\u062f\u0651\u0631 \u062e\u064a\u0627\u0631\u0627\u062a\u0643 \u0639\u0628\u0631 <a href=\"https:\/\/mskani.sa\/ar\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a\/\">\u062d\u0627\u0633\u0628\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a<\/a>\u060c \u0648\u062a\u0635\u0641\u0651\u062d <a href=\"https:\/\/mskani.sa\/ar\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a\/\">\u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0639\u0631\u0648\u0636\u0629 \u0644\u0644\u0628\u064a\u0639<\/a>\u060c \u0648\u0633\u0646\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0645\u0648\u0627\u0621\u0645\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0645\u0639 <a href=\"https:\/\/mskani.sa\/ar\/%d8%a7%d9%84%d8%aa%d9%85%d9%88%d9%8a%d9%84-%d8%a7%d9%84%d8%b9%d9%82%d8%a7%d8%b1%d9%8a\/\">\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631<\/a> \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0644\u0645\u064a\u0632\u0627\u0646\u064a\u062a\u0643.<\/p>\n<h2>\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/h2>\n<h3>\u0647\u0644 \u064a\u0645\u0643\u0646 \u0644\u0644\u0623\u062c\u0627\u0646\u0628 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0645\u0648\u064a\u0644 \u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u061f<\/h3>\n<p>\u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0645\u0642\u064a\u0645\u0648\u0646 \u0628\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0645\u0646 \u0628\u0646\u0648\u0643 \u0643\u062b\u064a\u0631\u0629\u060c \u0639\u0627\u062f\u0629\u064b \u0628\u062f\u0641\u0639\u0629 \u0623\u0648\u0644\u0649 \u0623\u0643\u0628\u0631 \u0648\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0631\u0627\u062a\u0628. \u0623\u0645\u0627 \u063a\u064a\u0631 \u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0627\u0644\u0623\u062c\u0627\u0646\u0628\u060c \u0641\u0642\u062f \u0641\u062a\u062d \u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0645\u0644\u0651\u0643 \u0644\u0639\u0627\u0645 2026 \u0628\u0627\u0628 \u0627\u0644\u0634\u0631\u0627\u0621\u060c \u0648\u0644\u0627 \u062a\u0632\u0627\u0644 \u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0644\u0647\u0645 \u0641\u064a \u0637\u0648\u0631 \u0627\u0644\u062a\u0637\u0648\u0651\u0631.<\/p>\n<h3>\u0643\u0645 \u0623\u062d\u062a\u0627\u062c \u0645\u0646 \u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u061f<\/h3>\n<p>\u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0645\u0634\u062a\u0631\u064a \u0644\u0623\u0648\u0644 \u0645\u0631\u0629 \u062f\u0641\u0639 10% \u0641\u0642\u0637\u060c \u0648\u062a\u0645\u0648\u064a\u0644 \u0645\u0627 \u064a\u0635\u0644 \u0625\u0644\u0649 90% \u0645\u0646 \u0627\u0644\u0642\u064a\u0645\u0629. \u0648\u064a\u062d\u062a\u0627\u062c \u063a\u064a\u0631\u0647 \u0639\u0627\u062f\u0629\u064b \u0625\u0644\u0649 15% \u062d\u062a\u0649 30% \u0645\u0642\u062f\u0645\u064b\u0627\u060c \u0628\u062d\u0633\u0628 \u0627\u0644\u0645\u064f\u0642\u0631\u0636 \u0648\u0648\u0636\u0639\u0647.<\/p>\n<h3>\u0647\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0645\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629\u061f<\/h3>\n<p>\u0646\u0639\u0645. \u064a\u0633\u062a\u062e\u062f\u0645 \u0645\u0639\u0638\u0645 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0646\u0627\u0632\u0644 \u0635\u064a\u063a\u064b\u0627 \u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0623\u0648 \u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0648\u0627\u0644\u0633\u0648\u0642 \u0645\u0646\u0638\u0651\u0645 \u0645\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a &#8220;\u0633\u0627\u0645\u0627&#8221;.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u062f\u0644\u064a\u0644 2026 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0639\u0642\u0627\u0631\u064a \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629: \u0643\u064a\u0641 \u064a\u0639\u0645\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629\u060c \u0648\u0627\u0644\u062f\u0641\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0648\u0627\u0644\u0645\u062f\u062f\u060c \u0648\u0627\u0644\u0631\u0628\u062d \u0627\u0644\u062b\u0627\u0628\u062a \u0648\u0627\u0644\u0645\u062a\u063a\u064a\u0651\u0631\u060c \u0648\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062a\u0642\u062f\u064a\u0645 \u0645\u0639 \u0645\u0633\u0643\u0646\u064a.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[133],"tags":[],"class_list":["post-4129","post","type-post","status-publish","format-standard","hentry","category-133"],"_links":{"self":[{"href":"https:\/\/mskani.sa\/ar\/wp-json\/wp\/v2\/posts\/4129","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mskani.sa\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mskani.sa\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mskani.sa\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mskani.sa\/ar\/wp-json\/wp\/v2\/comments?post=4129"}],"version-history":[{"count":1,"href":"https:\/\/mskani.sa\/ar\/wp-json\/wp\/v2\/posts\/4129\/revisions"}],"predecessor-version":[{"id":4131,"href":"https:\/\/mskani.sa\/ar\/wp-json\/wp\/v2\/posts\/4129\/revisions\/4131"}],"wp:attachment":[{"href":"https:\/\/mskani.sa\/ar\/wp-json\/wp\/v2\/media?parent=4129"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mskani.sa\/ar\/wp-json\/wp\/v2\/categories?post=4129"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mskani.sa\/ar\/wp-json\/wp\/v2\/tags?post=4129"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}